Community Development - Funding


Funding Needs Form

The City of Oneonta submits applications for a variety of projects as funding programs become available. We tailor our funding pursuits based on the needs of the residents, and building and business owners in the City. If you have a funding need or a community development-related idea, or an issue that needs our attention, please tell us about it by filling out the Funding Needs Form on this page. 


Housing Rehabilitation

If you are seeking funds to rehabilitate your home or residential rental property, please fill out this Pre-application so that we can seek out grants according to the needs of the City. We will follow up with you as funding becomes available that may address your specific needs.

Available Funding


Support for Local Businesses:

New!  Microenterprise Program 6 (2018-2020)

The City of Oneonta is offering grants totaling $54,600 for small businesses through the current round of Microenterprise Assistance that is made available by the NYS Office of Community Renewal through the Community Development Block Grant Program.  New and existing small businesses can apply for grants of $5,000 to $35,000 and must provide a 10% local match.  Grant applications will be reviewed and awarded by the Project Selection Committee, and applicants will be notified of grant award decisions.

Eligible applicants are new and existing businesses with less than 5 employees, including the owners. Funds support jobs for low/moderate income persons. Eligible use of funds include inventory, procurement of machinery, furniture, fixtures and equipment, and operating capital.  No rehabilitation, repairs, construction or other building improvements are eligible. Completion of an approved entrepreneurial training program is required before costs are incurred or grant funds can be requested.  Other regulations and restrictions apply. 

Application materials with entrepreneurial training program information are available by clicking the link. 

Applications may be mailed to Judy Pangman, Director of Community Development, City of Oneonta, 258 Main Street, Oneonta, NY  13820, or emailed to by the following deadlines:  Due by 4:00 pm on Wednesday, November 25, 2020. 


Please contact Judy Pangman, Community Development Director, at 607-432-0114 or with questions.


After this current round of funding, the City of Oneonta will have provided more than $1.1 Million in Microenterprise Program grant funds to assist nearly 60 local business owners with start-up and expansion costs since 2010.  




 Graduate to Homeownership Program

The new Graduate to Homeownership Program, created by New York State Home and Community Renewal, is available to recent graduates who are purchasing a home in the City of Oneonta, a Downtown Revitalization Initiative community.  The program is available to qualified first-time home buyers who have graduated from an accredited college or university with an associate's, bachelor's, master's or doctorate degree within the last 48 months.  Key features of the Program include:

  • Subsidized low-interest rate mortgages;
  • Down payment assistance loan of the greater of $3000 or three percent of the home purchase price up to a maximum of $15,000, with no additional fees;
  • Access to additional available subsidies and resources; and
  • Online and on-campus homebuyer counseling and education.

Information about the Graduate to Homeownership Program is available at SONYMA's web site or by calling 1-800-382-4663.


Recently Completed Funding Programs


AHC Home Improvement Program 

The City of Oneonta was awarded New York State AHC Housing Improvement funds by the Office of Community Renewal provided $367,000 in grant funds that assisted with the rehabilitation of eleven (11) single family, owner-occupied homes to address substandard conditions and code issues.  


HOME Local Program

In March, 2017, the City of Oneonta was awarded New York State HOME Local Program funds by the Office of Community Renewal that provided $389,000 in grant funds that assisted with the rehabilitation of eleven (11) single-family, owner-occupied homes to address substandard conditions and code issues. 



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Microenterprise Program 5 (2017-2019)


The City of Oneonta administered the Microenterprise Program that assisted 11 businesses for a total of $178,000 in grant awards.




Housing Rehabilitation Programs

The City recently completed 2 housing rehabilitation programs that assisted owners of multi-family buildings with renovations to address substandard conditions and code issues (see photos, above). Funding was through the NYS Office of Community Renewal's Community Development Block Grant program. The City is seeking pre-applications from potential applicants for various housing funding programs and will be applying for funding according to the identified needs. 


City Projects & Programs

Current Planning and Infrastructure Projects with grant/loan funding:

  • City and Town of Oneonta Local Waterfront Revitalization Planning Program$72,250 grant from NYS Department of State; $12,750 local match to be split by the City and Town of Oneonta.
  • Wastewater Treatment Plant Improvements Project:   $2,121,758 grant from NYS Water Infrastructure Act; $6,878,242 loan (0%) from NYSEFC Clean Water State Revolving Fund 
  • Wilber Lake Dam Repairs and Improvements Project:  $631,000 grant from NYS CDBG Program
  • Otsego County Regional Compost Facility: $420,000 grant from NYS Department of Environmental Conservation Climate Smart Communities Program




The City recently completed the following infrastructure projects that were funded as follows:

  • Market Street Stormwater Improvements: $600,000 from NYS Community Development Block Grant (CDBG) Program and $140,000 City of Oneonta match
  • Ride On! Complete Streets: $4,000 grant from Otsego Regional Cycling Advocates to promote awareness and safety for bicyclists

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  • Raw Water Transmission Main: $600,000 grant from NYS CDBG Program, $1,200,000 grant from New York Water Grant Program, and $200,000 City of Oneonta match
  • Reservoir Dam Improvement Project: $641,013 grant from NYS CDBG Program
  • Urban & Community Forestry Grants: 2 Separate grants totaling $100,000 for planting and maintenance to improve our local forests
  • Drinking Water Fluoridation: $50,000 grant from NYS Department of Health to upgrade how the City administers and monitors fluoride in the drinking water
  • Community Growers: $25,000 grant from NYS Agriculture and Markets to make improvements to the Community Garden located at the Swart-Wilcox Park on Wilcox Avenue